Overview
Moving to the Netherlands with kids usually adds planning in four areas: documents, housing, school or childcare, and family administration after arrival. Many steps are still similar to solo or couple relocation, but family moves often require more coordination and earlier planning.
This page gives a practical overview of what expat families often need to think through before the move, during arrival, and in the first months after settling in the Netherlands.
Relocating to the Netherlands as a family
Family moves often involve the same core admin steps as individual moves, but for multiple people. Housing suitability matters more because address registration, school access, commuting, and neighborhood fit are all more important. Some families move at the same time; others move in phases. Family documentation may be more complex if children need birth certificates, school records, vaccination records, or translated documents. School and childcare planning often need to start before arrival.
Documents families often prepare
Families often prepare a broader document pack than solo movers. Depending on your route, the school type, and municipality requirements, you may need identity documents, civil records, education records, and healthcare-related documents.
School considerations for expat families
School planning is often one of the biggest family relocation decisions. The right choice depends on child age, language, location, budget, and how long you expect to stay in the Netherlands.
- Housing that works for the full family
- School or childcare timing
- Registration for all family members
- Healthcare and family routines
- Budget and larger setup costs
- Passports or IDs for all family members
- Birth certificates for children
- Marriage certificate or partnership proof if relevant
- School records or enrollment history
- Vaccination records
- Proof of address or housing confirmation
- Permit or sponsor documents where applicable
- Apostilles or certified translations if required
- International schools
- Dutch public schools
- Bilingual options
- Location and commuting
- Enrollment timing and availability
Document needs vary
Document needs can vary by relocation route, school type, and municipality. Prepare originals and digital copies early.
Plan schools, housing, and admin together
Use the Family Moving Checklist to organize school research, housing, documents, and early arrival setup in one place.
Services often used in this step
International School of Amsterdam
International school option commonly considered by expat families in the Amsterdam region.
Tuition varies by grade
International school, education, families
The British School of Amsterdam
British curriculum school often considered by relocating international families in Amsterdam.
Tuition varies by grade
International school, education, families
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Curated partners
Hand-picked for this guide
Compare health insurance and housing options we recommend on Netherlands relocation content.
Zilveren Kruis
- Basic package
- Large network
- Supplementary options
One of the largest Dutch insurers (Achmea group). Often compared for broad care networks and optional supplementary cover such as dental or physiotherapy.
- Best for
- People who want a high-recognition brand and flexible add-ons on top of mandatory cover.
- Pricing
- ~€145–165/mo basic indicative; excess and extras change the total
CZ
- Basic package
- National coverage
Established Dutch insurer with a large member base and a wide choice of basic and supplementary packages.
- Best for
- Straightforward comparison shopping among major domestic insurers.
- Pricing
- ~€142–160/mo basic indicative; verify with zorgwijzer or insurer
Menzis
- Basic package
- Flexible add-ons
Major Dutch insurer offering basic insurance plus optional modules; frequently shortlisted when balancing premium and package flexibility.
- Best for
- Expats comparing mid-tier premiums with clear supplementary options.
- Pricing
- ~€138–158/mo basic indicative
VGZ
- Basic package
- Wide product range
Large cooperative-style insurer in the Netherlands with a broad range of basic and supplementary products.
- Best for
- Those who want many package variants from a single established brand.
- Pricing
- ~€140–160/mo basic indicative
How we choose
- Expat fitUseful for people moving or living in the Netherlands, not generic domestic-only products.
- Ease of onboardingHow straightforward sign-up and getting started tend to be for newcomers.
- English supportEnglish-language websites, apps, or support paths where that matters for this category.
- Practical suitabilityHow well the option matches common relocation scenarios we describe on the page.
Transparency
- Some links may be partner links. When we use them, we aim to label them clearly.
- We only surface options we believe are relevant to this topic and typical expat journeys.
- Always confirm pricing, contract terms, and eligibility on the provider’s own site or with a professional.
Editorial selections are not paid placement unless explicitly stated. We may earn a commission on some partner links at no extra cost to you.
Understanding the Dutch school system
Children in the Netherlands usually start primary school around age 4. Families often choose between Dutch public education, international schools, or sometimes bilingual or alternative options depending on the city and the child's background. Dutch public schools are usually the lower-cost route. International schools can be significantly more expensive. Placement depends on location and availability. Language adaptation matters.
| Stage | Typical age |
|---|---|
| Primary school | 4–12 |
| Secondary school | 12–18 |
Childcare and daycare
Families with younger children often need childcare planning before or soon after arrival. In the Netherlands, daycare and after-school care can be essential for working parents, but waiting lists and cost can both matter. Full-time childcare can be expensive before subsidies. Costs vary by location, provider, and days used.
Housing considerations for families
Family housing often requires more planning because location, size, registration suitability, school proximity, and transport options all matter at the same time. Temporary housing can help while researching schools and neighborhoods, but confirm whether registration is possible if you need it for early admin.
Arrival administration with children
Once a family has a usable address in the Netherlands, many practical arrival steps begin to look similar to those for individuals — but they now need to be completed for the household. Some family admin can happen quickly after arrival; other parts, such as school placement or childcare, may take longer depending on city and availability.
Healthcare for children
Families often need to understand how healthcare works for children soon after arrival. In many cases, children are linked to a parent's health insurance arrangement, but practical setup still includes finding a local doctor and understanding how referrals and routine care work.
- Daycare (kinderopvang)
- After-school care (BSO)
- Waiting lists in some cities
- Work schedule and commuting impact
- Budget planning before subsidies
- Neighborhood suitability
- School proximity
- Temporary housing vs long-term rental
- Address registration for all family members
- Commute and daily routine fit
- Budget pressure and deposits
- Municipality registration for all family members
- BSN numbers where applicable
- Health insurance planning
- School registration or school contact
- Childcare or after-school planning if relevant
- Family health insurance setup
- Registering with a local GP
- Routine care and referrals
- Vaccination record organization
- Keeping school / childcare health documents ready
Organize the first months after arrival
Use the 90-day planner to map registration, health insurance, school steps, and family routines after the move.
Services often used in this step
Partou
Dutch childcare provider with daycare and after-school care in multiple locations.
Childcare pricing varies by location, hours, and subsidies.
Childcare, daycare, families
Kinderopvang.nl
Childcare directory useful when researching daycare and after-school options in the Netherlands.
Provider pricing varies
Childcare, daycare, families
Funda
Major Dutch platform for homes for sale and rent. Listings from estate agents and landlords across the Netherlands.
Free to browse; agent or landlord fees may apply.
HousingAnywhere
Online platform connecting people looking for a home with landlords. Not a real estate agency. Mid- and long-term furnished rentals.
Check platform pricing and booking fees.
Pararius
Rental listing platform for apartments and houses in the Netherlands. Listings from agents and landlords.
Free to browse; agent or landlord fees may apply.
bunq
Digital bank with expat-friendly signup and multi-currency options. Often used for quick account setup and international use.
From ~€2.99/mo
Simyo
Dutch SIM-only mobile brand (KPN network). Often used for straightforward prepaid or monthly plans and quick local number setup.
~€7–25/mo depending on data bundle
Zilveren Kruis
One of the largest Dutch health insurers (Achmea). Broad care network, basic and supplementary packages; widely recognised by expats.
~€145–162/mo
Knab
Dutch online bank (no branches). Full Dutch payment account with iDEAL and debit card; often chosen for straightforward pricing and digital experience.
From ~€3.50/mo
Lebara
Mobile brand focused on internationals in the Netherlands. Prepaid and monthly options; useful when you want flexible plans and international calling bundles.
~€5–20/mo typical entry plans; varies by bundle
CZ
Large Dutch insurer with a big customer base. Standard basic and various supplementary packages; solid option for daily cover.
~€142–158/mo
Zilveren Kruis
One of the largest Dutch health insurers (Achmea). Broad care network, basic and supplementary packages; widely recognised by expats.
~€145–162/mo
CZ
Large Dutch insurer with a big customer base. Standard basic and various supplementary packages; solid option for daily cover.
~€142–158/mo
Menzis
Major Dutch health insurer with a range of basic and supplementary products. Often chosen for flexibility and customer service.
~€138–155/mo
Independer
Compare Dutch health insurance policies once family registration and timing are clearer.
Free comparison
Insurance comparison, health insurance
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Child benefits and family allowances
Some families may qualify for family-related benefits or allowances once they are living in the Netherlands and meet the relevant conditions. These can depend on residency, income, child age, childcare usage, and your broader household situation. Do not assume entitlement — confirm current conditions with official sources.
- Child benefit awareness
- Childcare allowance awareness
- Residency and eligibility conditions
- Income-related differences
- Importance of checking official sources
Planning guidance only
Eligibility depends on your situation. Confirm current conditions and requirements with the SVB or other official sources.
Settling into family life
After the first weeks, families often shift from arrival admin into routines that make daily life easier and more predictable.
- School routines
- Healthcare providers
- Local community activities
- Childcare or after-school options
- Transport routines
- Family budgeting and recurring payments
Practical family planning checklist
Family moves are easier when documents, housing, and school planning are tracked together rather than separately.
- Confirm the relocation route for the full household
- Gather identity and civil documents for all family members
- Prepare school and vaccination records
- Research neighborhoods with school and transport fit
- Decide whether temporary housing is needed first
- Plan registration for all family members
- Understand health insurance and doctor setup
- Map your first 30–90 days as a family
